Protect Your Property. Protect Yourself.
A guest slips on your stairs. A pipe bursts during a stay. A neighbor sues over noise. Without an LLC, your personal savings, home equity, and retirement accounts are all on the table. An LLC creates a legal wall between your rental business and everything else you own.
Airbnb's Host Protection Insurance has gaps, limits, and exclusions. An LLC gives you a separate legal entity that owns and operates the rental — so if something goes wrong, the liability stays with the business.
A guest trips, burns themselves, or has an allergic reaction. Without an LLC, a personal injury lawsuit targets you directly — your home, your savings, everything.
Each property in a separate LLC means a lawsuit on one property can't touch the equity in your others. Smart hosts isolate each rental as its own entity.
Airbnb's Host Protection has a $1M cap, but excludes many common scenarios. Your homeowner's policy likely excludes commercial use entirely. An LLC adds a critical extra layer.
Operating through an LLC makes it easier to deduct furnishing, repairs, cleaning, property management software, and travel to your rental properties.
The short-term rental market generates over $100B annually. But higher income means higher exposure. Whether you have one listing or ten, an LLC separates your rental business from your personal life — the way serious hosts operate.
We handle the formation, compliance, and filings so you can focus on your guests.
The legal entity that owns and operates your rental properties. Filed with Wisconsin DFI, state fee included.
Required for your business bank account and filing rental income under your LLC.
Keep your personal address off public records. We receive legal notices for your LLC.
Brand your rental business with a professional name instead of your LLC legal name.
Annual report reminders, deadline tracking, and compliance monitoring for your rental LLC.
LLC Formation + first year Registered Agent + Compliance Pro. Everything a short-term rental host needs to protect their properties and stay compliant.
Pick your services — LLC formation and any add-ons you need.
Share your details — business name, address, property info. About 10 minutes.
We file everything with the Wisconsin DFI. We prioritize every filing.
Documents in your portal. Transfer your listing to your LLC and start hosting under your business entity.
Many experienced hosts use a separate LLC for each property to isolate liability. If a lawsuit arises from one property, the equity in your other properties is protected. For hosts with one or two properties, a single LLC often suffices initially.
No. You can update your payment settings to route earnings to your LLC's business bank account. Your listing, reviews, and Superhost status remain unchanged. Many platforms encourage hosts to operate through business entities.
No. Airbnb's coverage has significant exclusions, caps at $1M, and only covers incidents during active bookings. An LLC provides an additional layer of protection that covers gaps in platform insurance — including incidents between guests.
Yes, but it depends on your mortgage. Some lenders have due-on-sale clauses that can be triggered by transferring property to an LLC. Consult with your lender and a real estate attorney before transferring. We handle the LLC formation — the property transfer is a separate step.
Common deductions include furnishing, cleaning supplies, property management software, insurance, repairs, maintenance, travel to your property, marketing, and professional photography. Keep thorough records and separate business and personal expenses.
Yes. Maintaining a separate business bank account is essential for preserving your LLC's liability protection. Mixing personal and business funds (commingling) can allow courts to "pierce the corporate veil" and hold you personally liable.
Yes, if you're operating it as a business rather than occasional guest hosting. An LLC separates business liability from your personal finances regardless of whether you rent one room or ten properties. A slip-and-fall or property damage claim from any paying guest can target you personally without one.
No. The 14-day “Masters exception” lets you exclude rental income from federal tax if you rent fewer than 15 days per year, but it does nothing for liability. An LLC is about liability protection, not tax treatment — the two are completely separate decisions.
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Stop hosting without protection. Form your LLC and give your rental business the legal foundation it deserves.
